The work/ Money and paperwork

Runway Model

When the money runs out, under assumptions you can move.

Report

What we do

Real holdings in, then withdrawal-rate, survival and spend-down simulation. Fund fees come from the regulator's own data rather than being typed in by hand.

The problem

A decision to leave a salary is a probability question dressed as a feeling, and no consumer tool answers it with your actual holdings.

The fix

Real holdings in, then simulation: safe withdrawal rate, Monte Carlo survival, and a spend-down target. Any assumption can be moved and the answer moves with it.

How it was built

Fund fees are fetched from the regulator's own data rather than typed in, because a hand-entered expense ratio is a silent error that compounds for thirty years.